SMART Investment Consultancy

General Feature List of Smart Investment Consultant.

• Windows Based.
• Easy to use User Interface.
• Multi User.
• Caters to all the types of Businesses like Mutual Funds, Insurance and Fixed Deposits, IPO’s.
• Multiple Entities allowed (Can enter and maintain the data of business done in multiple names i.e. one or more companies belonging to the same group).
• Rule based Commission Calculations (results in accurate calculations of Commission Due and payable including the Trail and Incentives).
• Generates Receipts and Statements for the Commission to be paid against each Investment.
• Maintains the portfolio and account statements of each individual client with a provision of directly mailing the portfolio to the client as per pre-defined schedule.
• Maintains record of deleted transactions.
• Maintains Scheme Corpus. A facility to upload scheme corpus for future use.
• Can be expanded to handle business of multiple branches with add on modules for each branch.
• Task management, to ensure no queries or complaints are unattended.
• Automatic Recovery calculations (in case any amount is to recovered from the client)
• More than 200 different formats of reports.
• Generates Reminders for Date of Birth Wedding Anniversary, Premium Due notification in case of Insurance, Maturity Reminders in case of Insurance and Fixed Deposit, etc.
• Generates the Account statements of the investments done by a family or an individual.
• Generates the Portfolio of investments done by a family or an individual and calculates the annualised as well as net returns on investments.
• Facility to store standard letters.
• User level access rights can be assigned to define the role of each user.
• Facility to take the Backup of the data on a floppy as well on the harddisk.

Mutual Fund:

The daily process for the data uploaded from the transaction feeds received from the registrars: During this process the software posts the data according to the type of the transaction reported by the Registrar. If for any reason any transaction cannot be processed the same is reported in the Error report. During the process if the Client to whom the transaction being processed belongs has not been created then the client will be created in the client master. The branch of the transaction is set and the new Client created is also allotted to the same branch. If the branch of the transaction cannot be set then the transaction and the Client is allotted to the HO.

Insurance:

The daily process for the data uploaded from the transaction feeds received from the Insurance Company. The transaction feed received from the Insurance Company is uploaded in the data base and processed. During the process the software checks if any Transaction with he same Transaction exists if it exists then the data in the Policy No., Policy Date, Premium Paying Term, Policy Term, Status fields contained in the transaction are updated. The status is updated only if the current status is either Pending or Issued and new status is Rejected or the status is updated if the current status is Pending and the new status is Issued.

FD

Since there is no data upload for these products the data is processed at the time of Validation of the branch entry.

IPO

The data is processed and validated at the time of upload of Transaction file received from the Lead Manager. The actual shares allotted and the corresponding commission receivable is computed during this process.